HSBC’s half year results show that the banks are having to pay a lot more out than previously thought:

Britain’s banks face £1bn bill from charges revolt | Special report | Guardian Unlimited Business

If you haven’t already claimed back your unfair charges, like we did, you’ve probably missed the boat as the FSA have allowed the banks to suspend any further payments until the high-court ruling. You may still get your charges back, but it’s not likely to be the full amount